I have mostly silver - with the price of gold coming back below $4K - should i switch over?
You may want to consider following factors to reach your own conclusions
- How many years is your horizon… for example, if it is 5 years, it would be worthwhile to look at what happened in the past five years for the price and how interested would you be in it for the next five years.
- Liquidity - do you need all or any of the portions of your money at some point for a planned expense? or only will you liquidate during unforeseen even?
- Returns – how much above and beyond risk free rate is that you would be happy with? probably helps you to time the exit and buy some personal convenience, say a car, or pay off any outstanding dues.